12Bet Casino

Live Progressive Baccarat

We offer eight deck Live Baccarat with a live dealer and a real Baccarat table, with up to 7 players at the same table. The deck is shuffled when there is about two decks left in the shoe. We use standard Baccarat rules, with the addition of a side bet that allows you to win a progressive jackpot.

The object of Baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and face cards count as zero. If the value of the hand is a two-digit number, ignore the first digit. The last digit is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0.

Place your wager on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid even money on your bet.

If you bet on the banker and the banker wins, you are paid even money minus 5% bank commission (vigorish).

If both the player's hand and the banker's hand have equal totals, the game result is a 'tie'. If you have placed a bet on the 'tie' field, your payoff is 8 to 1. Player and Banker bets are returned to you if a tie occurs.

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. "draws") a third card in the baccarat game:


0 – 1 – 2 – 3 – 4 – 5 Draws a card
6 – 7 Stands
8 – 9 "Natural Hand", No further draw

If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the table below to determine if the banker hits or stands.


0 – 1 – 2 Always draws a card  
3 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 8
4 2 – 3 – 4 – 5 – 6 – 7 0 – 1 – 8 – 9
5 4 – 5 – 6 – 7 0 – 1 – 2 – 3 – 8 – 9
6 6 – 7 0 – 1 – 2 – 3 – 4 – 5 – 8 – 9
7 Always stands  
8-9 Player cannot draw Player cannot draw

If either the player and /or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other

There is probably a game round in progress at the moment you enter. Please wait until the current game round is finished. You can then place your bets.

Click on a chip of desired value to select it. Then move your cursor over the Baccarat table and click either on the Player, Banker, or Tie bet area to place your bet there. You can do the same for side bets. Every click on the area adds one chip to the bet. Select another chip if you wish to increase the bet by some other amount. Right clicking on the area removes one chip. You can place several chips into several areas at the same time. When finished placing your bets, click the Confirm bets button.

Place a coin in the Progressive Bet slot in the top right corner of the table. The minimum and maximum progressive bet numbers are shown next to the slot. Progressive bets have a separate payout. Each progressive bet contributes to the jackpot.

You have a limited amount of time to place a bet from the moment a betting round begins. Then the cards are dealt. Bet amounts per player are accumulated from the first to the last betting round. The sum of your bets at any given point is shown in the Bet field of the information window (in the upper left corner).

Before the start of each game round, one card is drawn from the deck face down and "burned" (discarded).

The game contains the Player Pair, Banker Pair, Perfect Pair, and Either Pair side bets. For rules, see the Side Bets section below.

A side bet is a wager you can make beyond the regular game bets on Player, Banker or Tie. Side bets can only be placed during the first betting round. The following is a description of the available side bets:

The side bet rules are the following:

The Player Pair, Banker Pair, or Either Pair side bets win according to the payout table if the first two cards drawn by the dealer form a pair on the respective position.

The Perfect Pair side bet wins according to the payout table if the first two Player or Banker cards form a pair of the same suit, for example a pair of 7 of Diamonds.

The Big side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 5 or 6.

The Small side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 4.

The side bet is not associated with the regular game bets. You can wager a regular game bet on the Player position but a side bet on the Banker Pair, and vice versa.

You can also place side bets without placing any regular bets.

You have the option to give a tip to the dealer. To give a tip, place chips on the "Tip" stack (same as placing a bet), and click Confirm. Click Cancel to close the tip stack

The top half of the game window contains three panels

In the center is the video feed of the dealer. Click on the button in the top left corner of the panel to hide the video feed. Click the same button to show it again. Click on the numbered buttons to switch between video feeds

On the right and left of the video feed are panels for game information. At the top of the left panel you can see your bet and win amounts for the last round in which you played. You can see the name of the table and the dealer at the top of the right panel

In the Chat tab, enter your message into the text field at the bottom of the panel and click Send. Your message will appear along with others in the middle of the panel. Please note that you cannot use the chat option if your balance is zero

Info tab shows the minimum and maximum total bet amounts

The current server time and the game's unique round ID number can be found above the live streaming window

In case you join a table where a differential limit is applied, the Info tab also displays: Player bets – shows the total amount of bets placed on the Player position by all players participating in the game. Banker bets – shows the total amount of bets placed on the Banker position by all players participating in the game. Differential limit value – specifies the maximum amount by which the bets placed on Banker may differ from those placed on Player. The same value is displayed in the lobby. (For more information on differential limits, see the Differential Limit section below.)

Limits tab shows the minimum and maximum limits for the main game and the four side bets: Player Pair, Banker Pair, Either Pair, Perfect Pair, Big and Small side bets

Bets tab shows the bet amount of the first betting round, and the bet amounts, player odds, banker odds for other rounds. If you do not bet, the Bet field stays empty

Personal tab shows how much you bet on different positions in the ongoing game

Total tab contains two kinds of statistics. Firstly, it shows how much all players at the table bet on different positions in the ongoing game. Secondly, it shows how many times a position has won within the current scoreboard (during the current shoe)

Below the left panel is the progressive jackpot ticker. It shows the jackpot amount (when the round begins, this change to the maximum amount you are eligible to win with your bet). Below the ticker is the jackpot Paytable, which lists all the progressive winning combinations and their respective payouts. The progressive win amount is determined by multiplying your progressive bet amount by the payout listed in the Paytable. The top combination wins the entire amount shown on the ticker.

The game window title bar contains Table-Shoe-Game information: table name, the number of the shoe, and the number of the game within the shoe

One of the possible wins in this game is the progressive Jackpot. A small percentage of each bet, by every person playing this game in each of many online casinos, is added to a common pot. When a player gets the right result, that player wins the entire Jackpot (in some games you can also win part of it).

After a Jackpot has been won, a new pot is started, with the casinos contributing a base amount of money (called a seed). This ensures that even if you get a Jackpot result in a game right after someone else has won the Jackpot, you will still get a large win.

Each game has its own Jackpot, built up by all the casinos that offer the game.

The lower part of the game screen contains five baccarat score cards. Each score card marks the game results, using a different pattern. More specifically, the difference lies in the starting point and the results marked. Each player can choose his favorite score card. When moving the mouse cursor to the area of any score card, you can see the name of the score card as a tooltip. A new score card is started along with every shoe change. Signs on the score cards carry the following meanings:

RED CIRCLE – The banker won that round
The player won that round
The round ended in a tie

The straight score cards are the following: Big Road, Big Eye Road, Small Road, and Cockroach Road.The following views are possible:

Big Road score card only, collapsed mode

Big Road score card only, collapsed mode

All four score cards: Big Road, Big Eye Road, Small Road, and Cockroach Road, expanded mode

Only Big Eye Road, Small Road, and Cockroach Road, collapsed mode

In general, the score cards allow you to see streaks for either the player or the banker. Wins of the same side, and ties, are shown in one column. Whenever the other side wins, a new column is started. Ties do not break a column because non-tie bets are returned to the player in the event of a tie. Thus, if a tie occurs, you do not lose any money

You can use the following buttons to change the score card you are viewing:

LAST – See the scores for the last shoe
LAST-1 – See the scores for one shoe before the last one
CURRENT – See the scores for the current shoe
TOTAL – See the scores for all the above-mentioned shoes
CHANGE VIEW – Toggle between views: Big Road vs. Big Eye Road, Small Road, and Cockroach Road
VERTICAL ARROWS – Scroll the Big Road score card vertically. If scrolling is necessary to display the last game result, the score card is scrolled automatically. Other score cards are not scrollable even if the results do not remain fully visible
HORIZONTAL ARROWS – All visible score cards are horizontally scrollable at the same time
B – Briefly shows what the scoreboard would look like if the next result were Banker
P – Briefly shows what the scoreboard would look like if the next result were Player.

The Bead Road score card is smaller and is located on the bottom right side of the screen. It is always visible and horizontally scrollable. It shows you the results of the rounds sequentially. The top left cell is the earliest result. The one below it is the next earliest, and so on. When the bottom cell is reached, the next round is recorded in the top cell of the next column.

In addition to the markings described above, the Bead Road score card shows you the winning hand's point total.

A red dot in the top left corner of a cell means the banker had a pair. A blue dot in the bottom right corner of a cell means the player had a pair.

"In case of progressive jackpot winnings, the winnings shall be remitted by a third party software provider company (the "Software Provider"), to the Company (house). Provided that such winnings have been timely remitted to the Company, the Company shall endeavor to settle the payment of such winnings within the first 14 days of the next calendar month directly with the customer/member subject to payment verification procedures. The customer/member acknowledges and accepts that there may be delays in case the Software Provider does not remit the winnings in a timely fashion to the Company. The customer/member agrees to defend the Company (house) against all suits, claims or other actions, and to hold them harmless from any damages, losses and expenses, including reasonable attorneys fees, arising out of any claim by a customer/member relating directly or indirectly to the failure or delay by the Software Provider to deliver the progressive jackpot winnings to the Company (house) for payment to the customer/member.

The customer/member may withdraw a maximum of USD30,000.00 per month, and a maximum of USD10,000.00 per single withdrawal. This limit applies to the total amount of the customer/members' progressive winnings, regardless of whether such winning were obtained in one or more several progressive games. No interest shall be paid on the balance of any progressive winnings that have not yet been paid to the customer/member.

The customer/member may make a special request, through customer support, to withdraw an amount that exceeds the foregoing restrictions. If the Company in its sole discretion accepts the request, the customer/member agrees that the Company may deduct a certain percentage ("deduction rate") from the progressive winnings to cover transaction and administrative costs and any other applicable costs. The customer/member shall be notified of the deduction rate applicable to the request, after which the Company shall proceed with the special withdrawal request upon confirmation by the customer/member.

The Company reserves the right to modify the mode or method of payment for the customer's withdrawal or fund-out request at its sole and absolute discretion. The customer/member grants to the Company the right to publicize any details concerning the customer/member's progressive winning, through such means and media as the Company may choose, provided that the Company shall in its discretion take reasonable measures for the protection of the customer/member's privacy and security."


RE-BET Place the same bet as in the previous round and confirm it.
CLEAR BET Clear the table of your bets.
CONFIRM BET Click here to confirm your bets after you have placed them all. Without confirmation your bets do not count.

The lower edge of the game window holds the casino toolbar. It contains the following:
CURRENT BALANCE – Your account balance. This is the money you can use to play the casino games
MENU – Some popular functions are united under the Menu

Clicking HISTORY (unavailable in Offline mode) will open the game history window, where you can see the details of recent game rounds
OPTIONS allows you to change audio quality and various gameplay settings, and Help opens the help article that you are reading right now
ONLINE SUPPORT lets you contact a customer support specialist, if one is online
CLOSE – This button is available only in the download version of the game

Clicking this button closes the game window and takes you back to the Lobby

If you wish, you can press the following keys on your keyboard instead of clicking on the buttons on the screen

TAB Tab between the buttons on the screen.
ENTER Click the button that is currently highlighted.
SPACEBAR Place your previous bet (same as the Rebet button).
NUMBER KEYS Select a chip. Different number keys select different chips. The number of functioning keys depends on the chips allowed for the current player and can be subject to change.
ESC Exit the game and go back to lobby.

Winning amounts of $10,000 or more are considered large wins. Large wins need to be verified by a live operator

It may happen that you get disconnected when you have a confirmed bet on the table.

If you log back in while the game round is still running, you are automatically directed to continue it, even if you have missed a betting round.

If you log back in when the game round is finished, you get a respective message that also informs you of your win amount.

Differential limits are highly specific to baccarat games. A differential limit defines the maximum amount by which the bets placed on the Banker position may differ from those placed on the Player position. These limits apply for a game table. The differential limit value that has been set to a game table can be seen from the casino lobby. The number of players at the table and the amounts wagered per table are not limited for as long as the differential limit is not exceeded.

In the betting rounds, you can start placing your bets as you wish. Do not forget to follow your personal minimum and maximum limits. If, for example, a bet exceeds the differential limit on the Player position, the game blocks this position for further bets and allows bets on the Banker only, until the balance is regained. This does not concern Tie bets.

You acknowledge that at the sole determination and discretion of the Company, the Company has the absolute right to change, cancel, suspend, remove, modify or restart any game or tournament on the Online Casino, or refuse or cancel the wagers, by reason of fortuitous event, acts of war, natural disaster, power outage, human error or fault or negligence by Company employees in violation of the industry standards of work, software malfunction, and any other force majeure event. The Company's decision is final and binding.


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