12Bet Casino

Baccarat Card Games

We offer six decks Baccarat. If you're not familiar with Baccarat Rules, read them here.

BACCARAT RULES
The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is a two-digit number, ignore the first digit. The last digit is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0.

Place your wager on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.

If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).

If both the player's hand and the banker's hand have equal totals, the game result is a "tie". If you have placed a bet on the "tie" field, your payoff is 9 for 1. Non-tie bets are returned to you if a tie occurs.

THIRD CARD RULES
The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. "draws") a third card in the baccarat game:

PLAYER
Point Value of First Two Cards:  
0 – 1 – 2 - 3 – 4 – 5 Draws a card.
6 – 7 Stands.
8 – 9 "Natural hand", no further draw.

If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the table below to determine if the banker hits or stands.

BANKER
Point Value of First Two Cards:    
0 – 1 – 2 Always draws a card.  
3 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 8
4 2 – 3 – 4 – 5 – 6 – 7 0 – 1 – 8 – 9
5 4 – 5 – 6 – 7 0 – 1 – 2 – 3 – 8 – 9
6 6 – 7 0 – 1 – 2 – 3 – 4 – 5 – 8 – 9
7 Always stands.  
8 – 9 Player cannot draw. Player cannot draw.

IMPORTANT NOTE:
If either the player and /or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.

TO PLAY THE GAME
  • Click on a chip of desired value to select it.
  • Click on the Player, Banker or Tie areas on the table to place your bet there. Every click increases the bet by the value of the selected chip. Select another chip if you wish to increase the bet by some other amount. To decrease your bet, right-click on the bet to decrease it by the value of the selected chip. You can place several chips into several areas at the same time.
  • In addition to regular Baccarat bets the game includes side bets. Click on the Player Pair, Banker Pair, Perfect Pair, Either Pair, Big and Small areas on the table to place your bet there. A description of each side bet can found in the Side Bets section below.
  • The minimum and maximum bet limits for each bet position are dependent on your VIP level. Click the Limits button at the upper corner of the game window to open a table that shows your bet limits.
  • Click the Deal button.
  • Cards are now dealt to the Player and Banker according to Baccarat rules and the game result is displayed.
  • Click New Game if you wish to play again. Place your bets as described above and click Deal. You can also click Rebet to place the same bet as in the previous round.
BUTTONS
Deal Deal the cards.
Re bet Place the same bet as in the previous round and deal the cards.
New Game Start a new game round.
Clear Bets Clear the table of previous bets.

The lower edge of the game window holds the casino toolbar. It contains the following:

CURRENT BALANCE
Your account balance. This is the money you can use to play the casino games.

MENU
Some popular functions are united under the Menu. Clicking History (unavailable in Offline mode) will open the game history window, where you can see the details of recent game rounds. Options allows you to change audio quality and various gameplay settings, and Help opens the help article that you are reading right now. Online Support lets you contact a customer support specialist, if one is online.

CLOSE
This button is available only in the download version of the game.
Clicking this button closes the game window and takes you back to the Lobby.

SHORTCUT KEYS
TAB Tab between the buttons on the screen.
ENTER Click the button that is currently highlighted.
SPACEBAR Start a new game round, press again to rebet as well.
NUMBER KEYS Select a chip. Different number keys select different chips. The number of functioning keys depends on the chips allowed for the current player and can be subject to change.
SPACEBAR Place your previous bet (same as the Rebet button).
ESC Exit the game and go back to the lobby.

NOTE ON LARGE WINS
Winning amounts of $10,000 or more are considered large wins. Large wins need to be verified by a live operator.

NOTE ON MALFUNCTIONS
A malfunction voids all pays and plays.

NOTE ON DISCONNECTIONS
If you are disconnected from the Internet in the middle of a game while playing for Real Money, please re-establish your Internet connection and log back into the casino. You will be automatically directed to the game that was interrupted so you can continue playing.

You acknowledge that at the sole determination and discretion of the Company, the Company has the absolute right to change, cancel, suspend, remove, modify or restart any game or tournament on the Online Casino, or refuse or cancel the wagers, by reason of fortuitous event, acts of war, natural disaster, power outage, human error or fault or negligence by Company employees in violation of the industry standards of work, software malfunction, and any other force majeure event. The Company's decision is final and binding.

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